Did you clean the oil return screen below the battery ? If that screen gets blocked, oil pump pick up is reduced and the cam tensioner might not tension the cam chain.
hum. The chain tensioner is automatic, but it is
not hydraulic. It is a simple spring ratchet mechanism that couldn't care less if there is enuf oil in the engine or not. Not that it cannot cause problems - it can - but under normal usage and rpm range, it is pretty foolproof. If you ever do have reason to remove the tensioner, be sure to lift the ratchet and set it back before reinstalling it.
If you have a real problem whatever metal is in that screen could be a clue...
Since that screen is in the line from the tank to the engine, you do indeed have real problems if there is anything metallic in it!
Also inspect the cam through the valve adj holes for any obvious wear possibly caused by oil starvation.
Well, since you cannot see the bearing surfaces, you ain't gonna see much. The aluminum plain bearings of the camshaft are the weak spot of this engine. Use the best quality synthetic oil and change it regularly - at least once a year, regardless of mileage.
now to your question:
I have a Tour with 12k miles and when in third or fourth gear between 3k and 4k rpm, I get an engine rattle.
the possibilities:
-valve adjustment: especially the forked rockerarm for the center and right intake valves can be tricky to set. 0.10mm intake, 0.15mm exhaust cold. Normally however, no adjustment is necessary. I have seen a locknut (M6x0.75) come loose, however, and that is very audible.
- gear pitting. This is normal for the 5th gear and to a lesser extent for the 2nd. I have not heard of it for the others at mileages below 40tmls. The pitting is caused by high gear load at low RPM. The motor is not a thumper, despite its displacement, and cannot take continued use at RPM below 3,5- 4000. Just don't do it unless you have flat slide carbs and a really skillful right wrist.
- the cog: I have seen the locknut put on backwards by a dealership shop. This done, the nut is tight but the gog is not and the splines will eventually shear off.
-serious: the Woodruff key in the crankshaft for the primary gear and the countershaft drive gear may be making the noise. This happens unfortunately far more often than Yamaha is willing to admit. When it gets play, this will increase until the the key is sheared off, at which moment the counterbalancer and crank will meet for the first and the last time...
Less often but also possible is damage to the keyway of the counterbalancer which in the end can cause the same
BIG trouble.
If you cannot find the cause with the first three possibilities, remove the side cover and check the primary gear train. Otherwise it could get very expensive indeed!